diff --git a/golang/cosmos/ante/inbound_test.go b/golang/cosmos/ante/inbound_test.go
index 34a2020d2cf..653c11fa8e6 100644
--- a/golang/cosmos/ante/inbound_test.go
+++ b/golang/cosmos/ante/inbound_test.go
@@ -215,7 +215,7 @@ func (msk mockSwingsetKeeper) GetBeansPerUnit(ctx sdk.Context) map[string]sdkmat
 	return nil
 }
 
-func (msk mockSwingsetKeeper) ChargeBeans(ctx sdk.Context, addr sdk.AccAddress, beans sdkmath.Uint) error {
+func (msk mockSwingsetKeeper) ChargeBeans(ctx sdk.Context, beansPerUnit map[string]sdkmath.Uint, addr sdk.AccAddress, beans sdkmath.Uint) error {
 	return fmt.Errorf("not implemented")
 }
 
@@ -223,6 +223,6 @@ func (msk mockSwingsetKeeper) GetSmartWalletState(ctx sdk.Context, addr sdk.AccA
 	panic(fmt.Errorf("not implemented"))
 }
 
-func (msk mockSwingsetKeeper) ChargeForSmartWallet(ctx sdk.Context, addr sdk.AccAddress) error {
+func (msk mockSwingsetKeeper) ChargeForSmartWallet(ctx sdk.Context, beansPerUnit map[string]sdkmath.Uint, addr sdk.AccAddress) error {
 	return fmt.Errorf("not implemented")
 }
diff --git a/golang/cosmos/x/swingset/keeper/keeper.go b/golang/cosmos/x/swingset/keeper/keeper.go
index 385cc482d03..28c7723b752 100644
--- a/golang/cosmos/x/swingset/keeper/keeper.go
+++ b/golang/cosmos/x/swingset/keeper/keeper.go
@@ -307,9 +307,12 @@ func (k Keeper) SetBeansOwing(ctx sdk.Context, addr sdk.AccAddress, beans sdkmat
 // ChargeBeans charges the given address the given number of beans.  It divides
 // the beans into the number to debit immediately vs. the number to store in the
 // beansOwing.
-func (k Keeper) ChargeBeans(ctx sdk.Context, addr sdk.AccAddress, beans sdkmath.Uint) error {
-	beansPerUnit := k.GetBeansPerUnit(ctx)
-
+func (k Keeper) ChargeBeans(
+	ctx sdk.Context,
+	beansPerUnit map[string]sdkmath.Uint,
+	addr sdk.AccAddress,
+	beans sdkmath.Uint,
+) error {
 	wasOwing := k.GetBeansOwing(ctx, addr)
 	nowOwing := wasOwing.Add(beans)
 
@@ -342,10 +345,13 @@ func (k Keeper) ChargeBeans(ctx sdk.Context, addr sdk.AccAddress, beans sdkmath.
 }
 
 // ChargeForSmartWallet charges the fee for provisioning a smart wallet.
-func (k Keeper) ChargeForSmartWallet(ctx sdk.Context, addr sdk.AccAddress) error {
-	beansPerUnit := k.GetBeansPerUnit(ctx)
+func (k Keeper) ChargeForSmartWallet(
+	ctx sdk.Context,
+	beansPerUnit map[string]sdkmath.Uint,
+	addr sdk.AccAddress,
+) error {
 	beans := beansPerUnit[types.BeansPerSmartWalletProvision]
-	err := k.ChargeBeans(ctx, addr, beans)
+	err := k.ChargeBeans(ctx, beansPerUnit, addr, beans)
 	if err != nil {
 		return err
 	}
diff --git a/golang/cosmos/x/swingset/types/expected_keepers.go b/golang/cosmos/x/swingset/types/expected_keepers.go
index 3c20f7c3cf2..e8fdbf093b9 100644
--- a/golang/cosmos/x/swingset/types/expected_keepers.go
+++ b/golang/cosmos/x/swingset/types/expected_keepers.go
@@ -23,8 +23,8 @@ type AccountKeeper interface {
 
 type SwingSetKeeper interface {
 	GetBeansPerUnit(ctx sdk.Context) map[string]sdkmath.Uint
-	ChargeBeans(ctx sdk.Context, addr sdk.AccAddress, beans sdkmath.Uint) error
+	ChargeBeans(ctx sdk.Context, beansPerUnit map[string]sdkmath.Uint, addr sdk.AccAddress, beans sdkmath.Uint) error
 	IsHighPriorityAddress(ctx sdk.Context, addr sdk.AccAddress) (bool, error)
 	GetSmartWalletState(ctx sdk.Context, addr sdk.AccAddress) SmartWalletState
-	ChargeForSmartWallet(ctx sdk.Context, addr sdk.AccAddress) error
+	ChargeForSmartWallet(ctx sdk.Context, beansPerUnit map[string]sdkmath.Uint, addr sdk.AccAddress) error
 }
diff --git a/golang/cosmos/x/swingset/types/msgs.go b/golang/cosmos/x/swingset/types/msgs.go
index 2a2ebeca465..1d0109b2048 100644
--- a/golang/cosmos/x/swingset/types/msgs.go
+++ b/golang/cosmos/x/swingset/types/msgs.go
@@ -8,9 +8,12 @@ import (
 	"strings"
 
 	sdkioerrors "cosmossdk.io/errors"
-	"github.com/Agoric/agoric-sdk/golang/cosmos/vm"
+	sdkmath "cosmossdk.io/math"
+
 	sdk "github.com/cosmos/cosmos-sdk/types"
 	sdkerrors "github.com/cosmos/cosmos-sdk/types/errors"
+
+	"github.com/Agoric/agoric-sdk/golang/cosmos/vm"
 )
 
 const RouterKey = ModuleName // this was defined in your key.go file
@@ -56,8 +59,14 @@ const (
 
 // Charge an account address for the beans associated with given messages and storage.
 // See list of bean charges in default-params.go
-func chargeAdmission(ctx sdk.Context, keeper SwingSetKeeper, addr sdk.AccAddress, msgs []string, storageLen uint64) error {
-	beansPerUnit := keeper.GetBeansPerUnit(ctx)
+func chargeAdmission(
+	ctx sdk.Context,
+	keeper SwingSetKeeper,
+	beansPerUnit map[string]sdkmath.Uint,
+	addr sdk.AccAddress,
+	msgs []string,
+	storageLen uint64,
+) error {
 	beans := beansPerUnit[BeansPerInboundTx]
 	beans = beans.Add(beansPerUnit[BeansPerMessage].MulUint64((uint64(len(msgs)))))
 	for _, msg := range msgs {
@@ -65,7 +74,7 @@ func chargeAdmission(ctx sdk.Context, keeper SwingSetKeeper, addr sdk.AccAddress
 	}
 	beans = beans.Add(beansPerUnit[BeansPerStorageByte].MulUint64(storageLen))
 
-	return keeper.ChargeBeans(ctx, addr, beans)
+	return keeper.ChargeBeans(ctx, beansPerUnit, addr, beans)
 }
 
 // checkSmartWalletProvisioned verifies if a smart wallet message (MsgWalletAction
@@ -74,7 +83,12 @@ func chargeAdmission(ctx sdk.Context, keeper SwingSetKeeper, addr sdk.AccAddress
 // provisioning fee is charged successfully.
 // All messages for non-provisioned smart wallets allowed here will result in
 // an auto-provision action generated by the msg server.
-func checkSmartWalletProvisioned(ctx sdk.Context, keeper SwingSetKeeper, addr sdk.AccAddress) error {
+func checkSmartWalletProvisioned(
+	ctx sdk.Context,
+	keeper SwingSetKeeper,
+	beansPerUnit map[string]sdkmath.Uint,
+	addr sdk.AccAddress,
+) error {
 	walletState := keeper.GetSmartWalletState(ctx, addr)
 
 	switch walletState {
@@ -91,7 +105,7 @@ func checkSmartWalletProvisioned(ctx sdk.Context, keeper SwingSetKeeper, addr sd
 		// This is a separate charge from the smart wallet action which triggered the check
 		// TODO: Currently this call does not mark the smart wallet provisioning as
 		// pending, resulting in multiple provisioning charges for the owner.
-		return keeper.ChargeForSmartWallet(ctx, addr)
+		return keeper.ChargeForSmartWallet(ctx, beansPerUnit, addr)
 	}
 }
 
@@ -118,7 +132,8 @@ func (msg MsgDeliverInbound) CheckAdmissibility(ctx sdk.Context, data interface{
 		}
 	*/
 
-	return chargeAdmission(ctx, keeper, msg.Submitter, msg.Messages, 0)
+	beansPerUnit := keeper.GetBeansPerUnit(ctx)
+	return chargeAdmission(ctx, keeper, beansPerUnit, msg.Submitter, msg.Messages, 0)
 }
 
 // GetInboundMsgCount implements InboundMsgCarrier.
@@ -184,12 +199,13 @@ func (msg MsgWalletAction) CheckAdmissibility(ctx sdk.Context, data interface{})
 		return sdkioerrors.Wrapf(sdkerrors.ErrInvalidRequest, "data must be a SwingSetKeeper, not a %T", data)
 	}
 
-	err := checkSmartWalletProvisioned(ctx, keeper, msg.Owner)
+	beansPerUnit := keeper.GetBeansPerUnit(ctx)
+	err := checkSmartWalletProvisioned(ctx, keeper, beansPerUnit, msg.Owner)
 	if err != nil {
 		return err
 	}
 
-	return chargeAdmission(ctx, keeper, msg.Owner, []string{msg.Action}, 0)
+	return chargeAdmission(ctx, keeper, beansPerUnit, msg.Owner, []string{msg.Action}, 0)
 }
 
 // GetInboundMsgCount implements InboundMsgCarrier.
@@ -256,12 +272,13 @@ func (msg MsgWalletSpendAction) CheckAdmissibility(ctx sdk.Context, data interfa
 		return sdkioerrors.Wrapf(sdkerrors.ErrInvalidRequest, "data must be a SwingSetKeeper, not a %T", data)
 	}
 
-	err := checkSmartWalletProvisioned(ctx, keeper, msg.Owner)
+	beansPerUnit := keeper.GetBeansPerUnit(ctx)
+	err := checkSmartWalletProvisioned(ctx, keeper, beansPerUnit, msg.Owner)
 	if err != nil {
 		return err
 	}
 
-	return chargeAdmission(ctx, keeper, msg.Owner, []string{msg.SpendAction}, 0)
+	return chargeAdmission(ctx, keeper, beansPerUnit, msg.Owner, []string{msg.SpendAction}, 0)
 }
 
 // GetInboundMsgCount implements InboundMsgCarrier.
@@ -373,7 +390,8 @@ func (msg MsgInstallBundle) CheckAdmissibility(ctx sdk.Context, data interface{}
 	if !ok {
 		return sdkioerrors.Wrapf(sdkerrors.ErrInvalidRequest, "data must be a SwingSetKeeper, not a %T", data)
 	}
-	return chargeAdmission(ctx, keeper, msg.Submitter, []string{msg.Bundle}, msg.ExpectedUncompressedSize())
+	beansPerUnit := keeper.GetBeansPerUnit(ctx)
+	return chargeAdmission(ctx, keeper, beansPerUnit, msg.Submitter, []string{msg.Bundle}, msg.ExpectedUncompressedSize())
 }
 
 // GetInboundMsgCount implements InboundMsgCarrier.